Wednesday, October 28, 2009

You got three credit score witch one do they pick to approve for credit cards?

My transunion is 611,experian is 604,and equifax is 644 witch one do they pick



You got three credit score witch one do they pick to approve for credit cards?

Depends on which of the credit bureaus the company looks at. On top of that the credit score itself only tells part of the story. They will look at the details of your report to learn what your history in repaying loans has been.



You got three credit score witch one do they pick to approve for credit cards?

Usually, except for home loans, each company has 1 credit reporting bureau they go with. You have to ask them to find out, unless it specifies in the mice type on the application.



You got three credit score witch one do they pick to approve for credit cards?

witch?



You got three credit score witch one do they pick to approve for credit cards?

none of those scores are all that great...I say this not to put you down but to say that maybe you dont need a credit card at all right now because your interest rate is going to be extremely high.



check out your report and see what is causing your score to be so low and work to fix it before you apply for your card.



You got three credit score witch one do they pick to approve for credit cards?

HSBC uses Experian, Capital One uses all three, 1st Premier uses Transunion, Amex uses all three, Bank of America uses Experian, First USA uses Equifax %26amp; Experian, Citi uses Equifax, Applied Bank uses Transunion.



It all depends on which credit bureau they are members to. Most of the time when you call and ask them the person who answers the phone does not know for sure..



Your scores are still pretty low.. most times you have to have a score over 660 to get a good credit card with a good interest rate. Good luck

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