Credit Scores? Why are score different per credit company?

I have scores in the 700%26#039;s however one of my scores is 40pts higher then the other all reports have the same info?

Credit Scores? Why are score different per credit company?

Becuase some creditor report to one bureau, some report to two and other report to all three.

When your score is calculated using different info, the scores will be different.

Here is a great article about credit scores. Will open your eyes: http://www.expert-credit-advice.com/cred...

The rest of the website has other good solid information as well.

Credit Scores? Why are score different per credit company?

all companies who lend don%26#039;t report to the same credit bureaus.

some one some two and poss some three.

Credit Scores? Why are score different per credit company?

Even if all the credit bureaus have the same information, each uses a slightly different version of the FICO formula. It is also unlikely that they all have the same information. Many creditors do not report to all 3 major bureaus.