Need to find a loan to purchase a business. I have a good down payment, however my credit score is l

my credit cards having small limits 300 - 500, and the fact that I use them every month so my balances look high. I can%26#039;t use prosper, because I live in New york state, and there is a cap on the intrest rates they charge so no one will bid. Any suggestions of legitimate places to borrow money from (Hard Loans, etc.)

Need to find a loan to purchase a business. I have a good down payment, however my credit score is low due to?

If you%26#039;re in dire need of a loan, www.prosper.com is a viable alternative to a standard bank. You sign up at the web site, run through a credit check, and post a request for loan funding. Regular people can offer to fund all or part of a loan. Your interest rate is lower than at a bank. And it is legal: Clark Howard%26#039;s mentioned it on his radio show.

And if nothing else, please avoid sending personal information to the people here that are offering you a loan. No actual, real banker has a Yahoo or GMail account with which they do business. They%26#039;ll have an e-mail address with their bank. And they won%26#039;t solicit business through Yahoo! Answers.

Need to find a loan to purchase a business. I have a good down payment, however my credit score is low due to?

If you plan to pay back the money , you can ask for a loan at your credit union or Prosper. People may help you. More information at http://www.acreditlibrary.com/prosper.ht... and http://luccu.org

You can check with the SBA for government grants, funding, but you may need to do some paperwork. From http://www.delg.org/