If your credit score is between 636-670, is that good?

Well the national average is 675-680 so you are below that but it%26#039;s not a bad score.

What is much more important is what makes up your score.

Credit scores are based on the following;

1. Payment history 35%

2. Time in bureau 15%

3. Types of credit 10%

4. New credit 10%

5. Debt to credit ratio 30%

I look at credit every day and see people with 700 Scores that can not buy a car because there score is made up of the following;

Profile 1.

1-credit card with a $500.00 limit paid 15-times and a couple of student loans.

While this produces a good score it doe%26#039;s not show tha ability of the willingness to actually pay anybody.

What you need is the following;

Profile 2.

3 credit cards with balances below 30% of your credit limit and 2 autos, homes, boats, furniture or personal loans all with good long payment history%26#039;s.

With this type of profile you can get any loan that you will need.

If your credit score is between 636-670, is that good?

Average is 680, so it%26#039;s less then average, but you still can get the mortgage. Good Luck!

If your credit score is between 636-670, is that good?

Depends on how old you are and what is reflected on your credit report. If you%26#039;re 20 years old and have just started building your credit, it%26#039;s really pretty good. If you%26#039;re 40 and it%26#039;s not really great, but not horrible either. Anything above a 700 is good, so you%26#039;re close. Anything below a 600 isn%26#039;t very good and you%26#039;ll probably need a co-signer or have to deal with fairly high interest rates.

If your credit score is between 636-670, is that good?

FICO scores range between 300 and 850. Ratings are as follows:

~ Excellent: Over 750

~ Very Good: 720 or more

~ Acceptable: 660 to 720

~ Uncertain: 620 to 660

~ Risky: less than 620

If your FICO score is on the low side, you%26#039;ll pay a higher interest rate on loans and credit cards. To get the best interest rates, your score should be 720 or above.

If your credit score is between 636-670, is that good?

Hi,

It%26#039;s not bad either. You are just on the margin and it can be repaired easily. Check out http://financeguru.consumerspot.info for some useful info and tips. Good luck!

If your credit score is between 636-670, is that good?

well, that%26#039;s not so bad, but you can improve your credit score up to 850. detail is http://www.mommaknowscredit.com/?id=bent...

If your credit score is between 636-670, is that good?

acceptable - you are better off than most folks