What credit score is needed to get a walmart or target credit card?

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What credit score is needed to get a walmart or target credit card?

Probably about a 650 and above. Or maybe not. Some of the stores that give cards for their stores are a little more lenient about what it is. You could try, But just dont try at a bunch of places because it could hurt you by the amount of credit inquires.

What credit score is needed to get a walmart or target credit card?

Many people get approved with scores in the upper 500%26#039;s and lower 600%26#039;s.

If you apply and get denied, call and request for a reconsideration. Many who are denied end up getting approved when calling for a recon.

Walmart is not known for giving many people high credit limits. But, Walmart is %26quot;usually%26quot; generous with credit limit increases every 4 months.

Keep the account in good standing and click the credit limit increase on their website about every 4-5 months.

Target is a bit stingy on granting credit and also gives low credit limits. They no longer give credit limit increases when a person requests it.

Even though they are stingy on granting credit, they do give automatic approvals at the cash register at times. You cannot request the auto approval, it pops up with the receipt and usually only if a person is using a major credit card, and sometimes a debit card, when making the purchase.

If that happens to you, be sure that the clerk puts in the code correctly.

If the clerk fails to put the code in correctly, Target %26quot;will%26quot; pull a credit report and they could possibly deny you.

If the clerk does it correctly, they will not pull a hard inquiry and you will be approved.