What does your credit score have to be fo rooms to go credit cards?

If you don%26#039;t know if your credit score is good enough for a Rooms to Go credit card, then you probably can%26#039;t afford new furniture.

I suspect the standards are pretty low. They offer all those interest free deals but the furniture is overpriced for the quality. That%26#039;s how they make money.

Instead of going into debt, save up and pay cash for your furniture.

What does your credit score have to be fo rooms to go credit cards?

Credit score has more to do with the rate you get it at. You can get a credit card at any credit rate, but if you have like a 600 then expect to have a horrible interest rate like 18%-24%.

What does your credit score have to be fo rooms to go credit cards?

This website has a database so users can post what cards they got and what their score was when they got it and for Rooms To Go it looks like a minimum of 600. It also looks like they always pull your Equifiax report and are pretty forgiving of bad accounts as long as you%26#039;re above 600.

626 credit score auto loan possible?

I would like to buy a car but have been turned down for financing any suggestions

626 credit score auto loan possible?

someone will give you a loan just keep trying

626 credit score auto loan possible?

yes. they got some good sights., don%26#039;t remember name/ any way, you can choose a car exact the color and all. then you can make a bit or tell them a price you r willing yo pay. then usually 4 or 5 dealers will contact you, you do al little.....................................

626 credit score auto loan possible?

It may be possible, but typically creditors don%26#039;t just look at the score. They also look at things like past repayment history, collections, judgements, foreclosures, etc. The most recent 12-24 months are the most important, although a credit report shows 7-10 years of credit history. You may wish to consult annualcreditreport.com. You can get a free credit report (you have to pay for the score, but don%26#039;t bother) without hurting your credit and read more about your report. Be sure to dispute any errors you find. Good luck!

626 credit score auto loan possible?

Try some more dealers with a larger down payment, if you must. Sounds like you need to save some cash and get you a paid-for car to get around in while you clean up your mess. New cars suck the life out of your budget and overall net worth as they drop in value several thousand bucks as soon as you drive it home.

A homeless person can get a new car loan...it%26#039;s just a matter of down payment and interest rate.

626 credit score auto loan possible?

well my credit score is in the low 600 and i just bought another car and had to finance $19,000. try a dealer that specializes in bad and low credit. It also doesn%26#039;t go by just credit score but debt to income ratio... also try a buy here pay here that reports to credit agency%26#039;s when I got my lisence 3 years ago i had no credit went to a buy here pay here that reports and 1 year later had a credit score and now have 2 car%26#039;s (06 Jetta bought brand new and a 03 chevy s10 I just purchased) So my advice is find a dealer that can help your look for a buy here pay here that reports. not all of them do.... Good luck

626 credit score auto loan possible?

You%26#039;re OK for a car loan. The collateral must also be OK. Some cars aren%26#039;t easy to finance i.e., high miles, older than 5 years, Daewoos and other out of production makes. After reading your question you could have a debt to income ratio problem. If you had a mortgage your qualification score would be better. Renters don%26#039;t score as high. Be careful not to paint yourself back into the corner with new debt.

626 credit score auto loan possible?

Check with your credit union first. If they say no. Go to

www.capitolone.com. Blank check. With your credit score

you may get a high interest rate, but they will finance you.

I%26#039;ve had a lot of clients use them.

P.S. stop letting people check your credit, it lowers your

score. Good luck, enjoy your new car!

626 credit score auto loan possible?

try capital one auto finance. They can usually give a decision in 15 minutes or less. I%26#039;ve been approved multiple times by them and I have probably the same credit score.

My credit score is 660. Can i get a mortgage?

I filed for chapter 7 bankruptcy in 2005.

My credit score is 660. Can i get a mortgage?

Yeah, but you pay more in interest charges

My credit score is 660. Can i get a mortgage?

as long as your bankruptcy has been discharged you can,

but you won%26#039;t get the best possible rate.But you most defianately

can with a 660.good luck

My credit score is 660. Can i get a mortgage?

you should be able to, your intrest will be higher.. but i think in most cases when you purchase a house it stands for itself so if you dont or cant make the payments they will always turn around and sell it, i go a one hundred thousand dollar loan when my credit score was around 645 but i didnt have a bankruptcy on my credit either

My credit score is 660. Can i get a mortgage?

You can get a mortgage. But you don%26#039;t want to get into something that may kill your pockets. So the best thing to do is be reasonable. E-mail me for more info dsroliver@yahoo.com

My credit score is 660. Can i get a mortgage?

I%26#039;d wait another 12 months......its the last 24 months of activity that are MOST important when applying for a loan. You will still pay a higher interest rate, but if you apply now, you%26#039;ll probably get stuck w/ a sub prime loan. Sub prime loans are horrible loans for the bottom feeders and very restrictive w/ super high interest rates.

My credit score is 660. Can i get a mortgage?

Yes, you are just going to pay out the butt.. they wont care about your current score, they will only use the bankruptcy to justify their mortgage rate. They will require more down.

Anyone can buy a house nowadayz.. its just affording the payments. Be careful to be modest. There is going to be a crash one day and poeple are going to lose everything if they are not being modest and wise.

Good luck, I%26quot;m doing a rent to own house for two years renting and then purchase it due to my bankruptcy. This will help continue to build my credit back up in two years and will show good faith. Its the way to go, you might want to consider it.

My credit score is 660. Can i get a mortgage?

If your credit is 660 then that is Great! That is very good score. 800 is perfect so you my friend are on your way. You should have no problem getting any loans, although the banksrupcy doesn%26#039;t look well, your credit score may offsset it.

I say Go For It.

My credit score is 660. Can i get a mortgage?

you sure can get a mortgage with bankruptcy

http://www.researchitforme.com/wesayes/h...

My credit score is 660. Can i get a mortgage?

yes you can the hire your score the better chance of getting a mortgages.

My credit score is 660. Can i get a mortgage?

chances are slim to none.

I just bought a house in sept and the bank told me my credit score which was 735. They said they wouldnt even look at anything under 678. My advice would be spend time building up your credit score by paying your bills on time, avoid getting to many inquiries in a short period of time, dont go over you credit limit, carry low balances on credit cards and just give it a little time. A bankruptcy will stay on your credit report 7-10 years depending on how you filed so I would advise you wait abt two years before trying to purchase a house.

Good luck

My credit score is 660. Can i get a mortgage?

Yes. There are many option available which include 100% financing. Keep in mind, the higher loan-value you require...the higher the rate. The score is ok and as long as you have a decent job I know of multiple options.

I write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.

My credit score is 660. Can i get a mortgage?

Doubtful....youre credit score tells the bank or lending institution how risky you are....and 660 is very very risky...you need to wait and work on your credit score.

My credit score in 678. what would be the average car loan rate for a new car..in miami florida?

right now my scorein 678 but im gonna buy a car next year around march-july. who knows more or less the rates that lenders are giving?

My credit score in 678. what would be the average car loan rate for a new car..in miami florida?

Whatever the rate is today...I guarantee it will change by the time you plan on buying!

Read the %26quot;transportation section%26quot; of todays (sunday) newspapers

The Chicago Tribune prints a chart every week with various lenders %26amp; their currant rates

If you%26#039;re buying NEW ,more often than not, auto manufacturers will offer low (as low as 0%) financing on their vehicles.

Transportation sections will also print currant incentives!

Hope This Helps

note to Ceprn:

(Ford Hybrid Escape ...0% X 60 mo. currantly)( also best warranty in auto industry on Hybrids)

My credit score in 678. what would be the average car loan rate for a new car..in miami florida?

It depends on what kind of car yu%26#039;re looking for. I see a lot of the US based companies have had 0 percent rates for the life of the loan, for up to 60 or 72 months.

Of course, they sell crap, so you%26#039;ll probably want something built with better quality and with better gas mileage, such as a hybrid. I think rates are about 8 percent for that.

Free credit score?

the only %26quot;real%26quot; score is the fair issac one and its not free, but you can get a free one on eloan.com...

on top is the pull-down menu...%26gt;%26gt;%26gt;credit reports%26gt;%26gt; goto the buttom%26gt;%26gt;%26gt;free credit score...

... way to decide whether to loan us money. They came up with the credit score. The concept of the credit score was originally developed by the company, Fair Issac. The company assigned everyone a number between 300 and 800 that would tell creditors how likely you would be to pay back money. A score above ...

http://www.eloan.com/s/show/checkcredit?...

Free credit score?

que?

Free credit score?

no thanks.

Free credit score?

Are you looking to look at your credit history? You might want to contact your bank. They usually can help you get one for free or for a discount.

Free credit score?

Go to http://www.freecreditreport.com

They will give you a credit report and your credit score for free. However, you%26#039;ll have to enroll in a credit watch service to get it. Just be sure to disenroll before the 30-day free trial period ends, or you%26#039;ll get charged.

Free credit score?

A free credit score or FICO score are not available unless you enroll for a trial subscription. However, you are allowed free credit reports annually at https://www.annualcreditreport.com/cra/i... One credit report for every 12 months from each of the consumer credit reporting companies: Equifax, Experian and TransUnion.

If you are interested in purchasing your FICO score, I recommend the Suze Orman FICO Kit... It worked well for me.

My credit score is 578 i am working on getting up. my income3360. per month?

is that high enough to get an apartment? what are the guidelines landlords use

My credit score is 578 i am working on getting up. my income3360. per month?

Depending on what other bills you might have, I would consider buying a house instead of renting. Even with a 578 mid score on your credit, you could qualify for 100% financing.

My credit score is 578 i am working on getting up. my income3360. per month?

578 is terrible. Pay all of your bills on time and take care of outstanding debts.

My credit score is 578 i am working on getting up. my income3360. per month?

Mine is 700 and i only make 1500 a month, you credit sucks

My credit score is 578 i am working on getting up. my income3360. per month?

to rent sure in most cases. To purchase -- yes but you need at least 10% down.

My credit score is 578 i am working on getting up. my income3360. per month?

There is some useful advice here.

My credit score is 667. Is that good or bad? If bad, what can i do to fix it?

667 is ok at best. You really want 700+

It doesn%26#039;t take long for short term changes like account balances, payments, and available credit to show up on your credit report and effect your score -- likely these are the things to have impact over the short term, and you have a better change of fixing your score if you try to address one of those issues, which you can do easily in a matter of weeks.

When you%26#039;re trying to build a solid credit score it%26#039;s important to get a comprehensive view of what is actually effecting it...

Your Credit Score (also known as your MyFico score) is calculated with the following breakdown:

* 35% -%26gt; History of Payments

* 30% -%26gt; Debt to Credit Ratio (available credit)

* 15% -%26gt; Credit History (length of open accounts)

* 10% -%26gt; New Credit (are you expanding your credit)

* 10% -%26gt; Credit Types in Use (varied credit types from loans to credit cards)

If you excel in one area and lack in another, only fixing the areas which you lack are going to improve your score.

Here are my 10 steps you can use to build your credit score quickly. I raised mine to well over 700 points fro 500 using these steps in less than a year:

1. Know and Track Your Credit Score (be sure to sign up for the free trial of your credit score monitoring listed below. It really helped my get my score up.)

2. Never Miss a Payment, Starting Today

3. Never use more than 20% of your Available Credit

4. Keep Credit Cards that Have No Annual Fees Open For as Long as Possible

5. Extend Your Credit Limit on Cards You Already Have before You Get New Ones

6. Get Credit Cards that Have CashBack Rewards to Contribute to your Balance

7. Transfer Your Balance to a Credit Card with a Lower Interest Rate and a Higher Available Credit-

8. If You Think You Are Going to be FORCED to Pay a Bill Late Ask for an Extension or Payment Plan

9. Take out a Small Personal Loan and Repay it Over a Year

10. Ask Someone With Good Credit if They will Account Shadow you

You can read more about these tips on my blog: How Can I Increase My Credit Score

* http://millionster.com/articles/debt/inc...

Best of luck to you!

My credit score is 667. Is that good or bad? If bad, what can i do to fix it?

Only have one credit card. The more credit cards you have open, the lower your score will be. Also, do as FEW credit checks as possible...this also lowers your score. In order to increase your score, simply pay all your bills on time...it takes a few years to get it high.

My credit score is 667. Is that good or bad? If bad, what can i do to fix it?

It%26#039;s not too bad actually. Do you know what is on your credit report? That would be a start on what to fix. Anything that says over 30 days, collections, etc is what you need to fix. Good luck!!